PAYMENT DECLINED ON A TRIP?

NOT ON OUR CARD!

Trusted by 50,000+ travellers.

No payment stress, just rewards.

Timon app on iPhone

Why smart travellers and spenders need Timon

Your card comes with gifts.

Fund $100, get a free eSIM. Spend more, unlock more gifts.

Timon eSIM gift on iPhone

Your money will always work.

For everywhere VISA and Mastercard is accepted, you'd never be stranded or embarrassed because your card will work.

Globe, card and payment terminal

Fund your way.

Top up with any currency or stable coins. However you hold your money, we accept it.

Cards with orbit and coins
Timon physical cards

Works with Apple Pay and Google Pay.

Add your Timon card to Apple Pay or Google Pay and start spending before your physical card even arrives.

Download the Timon App

Up and running in minutes.

Travelling now?

Pick up immediately at a Pharmatix store in the Lagos/Abuja airport.

Pharmatix pharmacy store at the airport

Loved by travellers worldwide

Don't just take our word for it. Here is what our community has to say.

"Timon completely changed how I manage my money abroad. No more surprise fees or terrible exchange rates. Just honest, real rates every time."

S

Sarah L.

Digital Nomad

"The best travel card I've used. I love that I can top up in any currency and spend instantly without worrying about conversion costs."

J

James T.

Frequent Flyer

"Honestly, the gifts are incredible. I funded my card and got a free eSIM. It made my trip to Japan so much smoother. Totally worth it."

A

Amira K.

Travel Blogger

"Finally, honest rates without the hidden markups. Timon makes international payments feel like domestic ones — simple and transparent."

D

David W.

Expat

"I use Timon every day now, not just for travel. The interface is clean, top-ups are instant, and the rewards keep getting better."

E

Elena M.

Student

"Managing international expenses used to be a headache. Timon handles it all — multiple currencies, real rates, and great rewards."

M

Marcus P.

Business Owner

"Timon completely changed how I manage my money abroad. No more surprise fees or terrible exchange rates. Just honest, real rates every time."

S

Sarah L.

Digital Nomad

"The best travel card I've used. I love that I can top up in any currency and spend instantly without worrying about conversion costs."

J

James T.

Frequent Flyer

"Honestly, the gifts are incredible. I funded my card and got a free eSIM. It made my trip to Japan so much smoother. Totally worth it."

A

Amira K.

Travel Blogger

"Finally, honest rates without the hidden markups. Timon makes international payments feel like domestic ones — simple and transparent."

D

David W.

Expat

"I use Timon every day now, not just for travel. The interface is clean, top-ups are instant, and the rewards keep getting better."

E

Elena M.

Student

"Managing international expenses used to be a headache. Timon handles it all — multiple currencies, real rates, and great rewards."

M

Marcus P.

Business Owner

Got questions for us?

We have answers

Timon offers three cards: Voyager, Rove, and Ace. Available in physical and virtual, on Visa and Mastercard.

We have answers

What cards does Timon offer?

Timon offers three cards: Voyager, Rove, and Ace. Available in physical and virtual, on Visa and Mastercard.

Are there spending limits on my card?

Each card comes with its own limits. That's why we suggest getting a bundle. Own multiple cards, each with unique benefits, so you're never capped when it matters.

How do I unlock rewards and benefits?

Fund $100 or more to get a free eSIM. Keep spending to unlock more gifts and perks along the way.

Can I use my Timon card with Apple Pay and Google Pay?

Yes. Select Timon cards work seamlessly with Apple Pay and Google Pay for tap-to-pay anywhere.

What happens if my card is declined?

With two networks, Visa and Mastercard, you always have a backup. If one doesn't work, the other will.